Waterfront Homes on Lake Norman

Want to live on Lake Norman? You can search all Lake Norman Waterfront Homes here. I specialize in helping home buyers find waterfront property on Lake Norman, as well as homes near the lake. (Click here for if you are looking for Waterview Condos.)

Lake Norman is the number one lakefront home market in the entire southeast. The lake is large, deep, clean, and offers wonderful recreational opportunities. It is conveniently located just north of the beautiful city of Charlotte and Charlotte Douglas International airport. It is a rare and ideal set up.

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Click below on "Waterfront Homes" to see all homes currently available that are self-described "Lake Norman waterfront." Be aware that some listing agents use the term "waterfront" pretty liberally. If a property looks "too good to be true" -- ask me -- I'll tell you if it is.

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How Much Does it Cost to Live on the Lake?

Like everywhere else on this planet, direct access to a beautiful lake comes at a premium price. Even with over 520 miles of shoreline, there is a limited amount of true waterfront property available on Lake Norman and always a strong demand. Of course, that also makes waterfront property one of the safest investments available in any economy.

An "average" newer home that you might be able to buy for $450,000 if located a mile from Lake Norman, will probably cost you $900,000+ to many millions if located on the lake with a private dock and water views. Price varies greatly by location and view. The closer the home is to shopping, services, and sought-after schools, the higher the price.

With true waterfront property, the value is determined more by the subjective factors such as view and location, than by the size or age of the home. The value of the lot itself is sometimes greater than the value of the house. Water depth at the dock, size and levelness of the lot, neighborhood amenities, proximity to employment and services, the look of the neighbors' homes, and the direction the home faces will all factor into the value.

Just to give you some idea:
A 4-bedroom, 2.5+ bath home waterfront stick-built home (not mobile/modular) with a dock/pier on Lake Norman sold in 2026 (YTD) had a median sales price of $1,801,000.

Another Option...

If having true waterfront property with a private dock is not in your budget, you might consider looking for a home that comes with a Deeded Boat Slip. There are some communities around Lake Norman that have groups of community managed boat slips. Also called wet slips, boats can stay in the water in their slips (or on a boat lift) and available to use all year. Often boat slips will be assigned to a particular home and exclusive rights to use it transfer by deed with the sale of the property. An assigned slip might be within walking distance of the home or located a short drive away in a common area. Rules vary by community, but there is typically an annual fee charged for the maintenance of the boat slips and piers in the range of $400 - $600. "Boat Slip" homes are highly sought after. Having a deeded boat slip attached to a property deed will usually add $25,000 - $50,000 to the price and value of the property depending on location.

Of course you don't have to live on the lake or have a deeded boat slip to be able to enjoy the lake. There are marinas and public boat launches all around the lake convenient to all types of neighborhoods.

Want to Build on the Water?

There is a very limited supply of vacant waterfront and boat slip lots available on Lake Norman. If you are considering buying a lot and building your dream home, contact me for assistance. Duke Energy who controls the lake levels and shoreline management has made recent changes that affect new builds and lots. I will help you find the lot that will work for you and make sure you don't end up with a lot that cannot be built on, or that will not be allowed to have a dock. Location, view and size will be the biggest factors in lot prices. For a decent buildable, semi-level vacant lot on the main body of Lake Norman permitted to have a dock, expect to pay starting in the range of $500,000 - $600,000. Lots priced much under that are likely to have some serious negative issues. Lots under $400,000 are often in shallow/narrow coves with limited views or that need to be dredged. Some coves are environmentally protected areas where piers will not be permitted. There are some lots on Lake Norman valued at well over $1 Million. Lots (and homes) will be slightly less expensive farther up the Catawba River, north of the Highway 150 bridge, in Mooresville, Troutman and Statesville and on the west side of Lake Norman in Denver. Lots in certain areaa are also often quite steep. It is always less expensive to buy existing waterfront property, even if it needs updating, than to buy a lot and build. Older homes on the lake are often sold and torn down to build a bigger, newer home. We are now seeing "tear-downs" selling in the $600,000 - $800,000 range.

Newest Waterfront Home Listings

$8,450,000

4 Beds ⋅ 6 Baths ⋅ 4435198 MLS ⋅ ACTIVE Status

Discover luxury waterfront living in this extraordinary Lake Norman estate, built in 2017 and set on 1.19 acres with over 580 feet of shoreline and breathtaking panoramic lake views. Built by Bluefield Builders, a luxury home constructed in association through Arthur Rutenberg Homes, this remarkable residence offers 4 bedrooms, 4 full baths, and 2 half baths, blending sophisticated design with exceptional spaces for relaxation and entertaining. The gourmet kitchen showcases premium Wolf appliances, a Sub-Zero refrigerator and freezer, quartz countertops, and an elegant Italian marble backsplash. Expansive sliding glass doors open to outdoor living spaces, creating a seamless connection between the home and its spectacular waterfront setting. A great-room bar, separate club room, private theater, home office, gym, and main-level primary suite elevate everyday living. Designed for unforgettable gatherings, the outdoor oasis features two saltwater infinity-edge pools, oversized spa, travertine pool terrace, fire bar, outdoor pizza oven, and Alfresco chef’s grill. The stunning two-story dock, built in 2024, offers a covered boat slip, boat lift, and double jet ski lift for effortless days on the water. Additional highlights include Elan smart-home automation, a four-car garage, and a separate four-car parking pad conveniently located just outside the gated entrance, offering exceptional space for guests and gatherings. An entertainer’s dream and a true private waterfront retreat, where elegant evenings, spectacular Lake Norman sunsets, and luxurious lakefront living become part of everyday life.

126 Caraway Lane, Mooresville

Listing courtesy of The Signature Home Group LLC. viriramirezhomes@gmail.com

$1,175,000

5 Beds ⋅ 3 Baths ⋅ 4433957 MLS ⋅ ACTIVE Status

Lake Norman waterfront living at its finest! Discover the perfect blend of elegance, comfort, and an exceptional lakefront lifestyle in the desirable Harbor Cove community. This beautiful all-brick home offers 5 bedrooms, 2.5 bathrooms, and an updated kitchen designed for both everyday living and effortless entertaining. Step outside to a rare, flat, fenced backyard offering plenty of space to gather, relax, and enjoy the waterfront setting. Your private covered dock, complete with a boat lift and spacious seating area, provides the perfect place to enjoy morning coffee, sunset views, or endless days on the lake. Recent improvements include a new roof on both the home and dock, while a whole-home water filtration system adds everyday convenience. Beyond the waterfront, enjoy an unbeatable location just a short stroll to the community pool and nearby restaurants. Whether you’re spending the day boating, entertaining friends and family, or simply soaking in the beauty of Lake Norman, this property offers the lifestyle you’ve been dreaming of. An exceptional opportunity to enjoy waterfront living in one of Lake Norman’s desirable communities!

220 Chandeleur Drive, Mooresville

Listing courtesy of Ivester Jackson Christie's. amandaspeed@ivesterjackson.com

148 Sunrise Circle Unit #41, Mooresville

$2,399,000

4 Beds ⋅ 6 Baths ⋅ 4432161 MLS ⋅ ACTIVE Status

Experience exceptional Lake Norman living in this beautifully maintained waterfront retreat, where spacious, light-filled interiors and extraordinary outdoor entertaining spaces create the perfect setting for gathering with family and friends. Soaring cathedral ceilings, expansive windows and inviting living areas create a bright, airy atmosphere throughout. Designed for comfort and versatility, the home offers a main level spacious primary suite with its own private sunroom, a peaceful retreat for morning coffee or relaxation. Three additional bedrooms upstairs, 2 of which feature private en-suite baths, providing comfort and privacy for family and guests. A second-level bonus room and third-level flex space offer endless possibilities, while the expansive finished basement provides even more room to entertain, featuring a second fireplace, wet bar with keg system and two wine refrigerators, butler's kitchen, two additional flex rooms and an additional en-suite flex space currently used as a guest bedroom. The outdoor living experience is truly extraordinary. Thoughtfully designed and extensively customized, the multi-level backyard is a remarkable extension of the home, featuring expansive paver terraces, beautiful stone retaining and seating walls and a raised beach. Multiple gathering areas create an effortless flow for entertaining, including a covered outdoor bar with generous seating, a built-in Blaze grill and cabinetry. A stunning in-ground fire feature surrounded by stone seating creates an inviting gathering place, while terraced walkways lead to an additional lakeside lawn with a circular fire pit. Beautifully integrated lighting enhances the setting, while multiple terraces and seating areas offer picturesque views of Lake Norman. At the shoreline, a private dock with gazebo landing, HydroHoist boat lift and jet ski lift completes the waterfront experience, with breathtaking long-range lake views from the dock. Additional highlights include a three-car garage, three recently replaced HVAC systems and numerous thoughtful improvements. With exceptional entertaining spaces, flexible living accommodations and a backyard designed to embrace the waterfront lifestyle, this home offers a truly distinctive Lake Norman experience. This is the video link for additional photos, https://bit.ly/4i4HQu0

148 Sunrise Circle Unit #41, Mooresville

Listing courtesy of Titan Realty, Inc.. TereseOdell@gmail.com

$2,100,000

3 Beds ⋅ 4 Baths ⋅ 4431202 MLS ⋅ ACTIVE Status

Discover vibrant one-level waterfront living on Lake Norman—set on a quiet cul-de-sac street with a gentle slope to year-round shoreline and sweeping long-range sunset views. This coveted Denver location delivers the perfect mix of privacy and convenience, tucked away on a wide, peaceful ski cove just off the main channel with effortless access to Hwy 16. For those who live for lake days, this property is fully outfitted for action: a pier, floating dock, jet ski float, and two boat lifts, a covered 10,000 lb lift and an uncovered 6,000 lb lift—making it effortless to launch into boating, sunset cruising, or weekend fun. Inside, the full brick home offers a bright open layout designed for both easy living and lively entertainment. The vaulted great room brings dramatic energy and natural light, flowing into a well-equipped eat-in kitchen and cozy keeping room perfect for morning coffee or evening gatherings. A formal dining area and flexible office space add versatility to the thoughtful split-bedroom floor plan. The primary suite offers serene lake views, electric shades and a spa-inspired bath featuring dual sink vanity and closets, a whirlpool tub, and a large tiled walk-in shower. Both secondary bedrooms are private ensuites, ideal for guests who love to visit the lake. Guest bath #4 features exterior lakeside access. Additional highlights that elevate everyday living include: Oversized 3-car garage, lake-fed irrigation, whole-home water softener & filtration system, upgraded HVAC systems (2026), central vac, surround sound speakers, and NO HOA. Move in and immediately enjoy the best of Lake Norman—sunsets, boating, relaxation, and a lifestyle that feels both effortless and exhilarating ***additional 188 heated square foot work out room in finished basement accessed from outside) Pier Tag #17699

7679 Dellinger Road, Denver

Listing courtesy of Southern Homes of the Carolinas, Inc. david@charlottelake.com

$1,499,900

5 Beds ⋅ 5 Baths ⋅ 4435538 MLS ⋅ ACTIVE Status

LAKEFRONT LIVING AT ITS BEST! This beautifully maintained and thoughtfully updated home offers the rare combination of spectacular Lake Norman views, a private boat dock with lift, exceptional outdoor living, and generous finished space in the sought-after Windemere community. Dramatic windows throughout the main living areas capture the lake and fill the home with natural light. The main-level primary suite offers the convenience of one-level living while taking full advantage of the beautiful water views. Step outside and enjoy the ultimate lake lifestyle with a private boat dock featuring a lift with electricity and water, making it easy to keep your boat ready for days on Lake Norman. The screened-in porch and adjoining deck are perfect for morning coffee, outdoor dining and entertaining while enjoying the views. Downstairs, a three-season room with hot tub opens directly to the flat, usable backyard - a rare find for a waterfront property. The finished walk-out basement adds approximately 1,200 square feet of additional living area, including a bedroom, offering tremendous flexibility for guests, recreation, an office, gym or media room. Abundant storage throughout provides plenty of room for everyday belongings and all your lake-life gear. Windemere offers wonderful amenities including a lakefront pool, clubhouse, tennis courts, community boat slips and boat/RV storage, plus convenient access to Lake Norman State Park. With its private dock and boat lift, stunning views, multiple outdoor living spaces, main-level primary suite, flat backyard and expansive finished basement, 185 E. Tattersall offers the complete Lake Norman lifestyle - right at home and on the water.

185 E Tattersall Drive, Statesville

Listing courtesy of Stephen Cooley Real Estate. michele@stephencooley.com

$1,400,000

4 Beds ⋅ 5 Baths ⋅ 4434451 MLS ⋅ ACTIVE Status

Enjoy waterfront living on Lake Norman with a dock and plenty of space for indoor and outdoor entertaining. The main level features hardwood floors throughout, a two-story foyer, a spacious two-story great room, and a custom office with handmade built-in cabinetry. The walk-out basement offers additional living and entertaining space, complete with a theater room and second kitchen. Other features include a wine cellar, screened porch, outdoor kitchen, and walk-out patio with easy access to the backyard and waterfront. The community offers a swimming pool and boat storage for approximately $60 annually, subject to availability and HOA confirmation. With multiple indoor and outdoor gathering spaces and direct access to Lake Norman, this home offers a great opportunity to enjoy lakefront living.

122 Long Cove Lane, Mooresville

Listing courtesy of COMPASS. matthew@allocate-group.com

$3,399,000

5 Beds ⋅ 8 Baths ⋅ 4432159 MLS ⋅ ACTIVE Status

Lake Norman waterfront living at its best on the south end of the lake. Built in 2023 and almost new throughout, this move-in-ready home offers 4866 heated square feet with 5 bedrooms and 7.5 baths. Two primary suites, one on the main level and one in the walk-out basement, where two 12-ft sliders open to a 60x16 covered outdoor living area beneath the main deck. Two kitchens, two laundry rooms, indoor and outdoor bars, custom closets, and porcelain tile in every bath. The 2nd living space above the garage has its own 50-gal water heater and works as a private carriage house, or can be converted to continuous living space with the main home; plans available. On the water: new dock and seawall in 2025, a 10,000-lb boat lift, and dredging completed in 2025 for deep water, currently 8 feet at the front of the slip and 12 feet behind the slip. Fresh water and power at the dock. Shared dock agreement in place with the neighboring property, including right of first refusal to add a roof on this side. Storage shed for your boating gear. Also featuring a 3-car garage with one double bay, 400-amp electrical service, tankless water heater for the main house, irrigation system, and city water and sewer. This is one you do not want to miss. Take lake life to the next level! NOTE: seller had Magnolia Luxury Pools come to the property and provide drawings for potential pool and pool house in the back yard. See photos for their drawings (4 photos)

15800 Henry Lane, Huntersville

Listing courtesy of Casey Real Estate, Inc.. 704-661-1533

$1,375,000

4 Beds ⋅ 4 Baths ⋅ 4435118 MLS ⋅ ACTIVE Status

Welcome to 2231 Whiterock Ct in Northview Harbour, a beautifully maintained Lake Norman waterfront home situated on a large one-acre lot in Sherrills Ford. Thoughtfully updated and exceptionally cared for, this home is ready for its next owner to enjoy the lake lifestyle. Recent updates include a new front door, new roof shingles replaced this year, fresh paint, refinished wood floors, new carpet, several new windows, a refinished rear deck, new epoxy floor in garage and new kitchen appliances. The owners have also recently replaced two of the three HVAC units this year, adding to the home’s comfort, efficiency, and peace of mind. The spacious floor plan offers comfortable everyday living along with excellent space for entertaining. The finished basement, completed by Chad Goodin Signature Homes, provides additional living and recreation space with quality craftsmanship and flexibility for guests, hobbies, or lake-day gatherings. Out back, the refinished deck overlooks the private setting, where you’ll find a pier, dock, and two jet ski ramps. The property is positioned with good water even during drought conditions, making it ideal for boating, jet skiing, swimming, and enjoying all that Lake Norman has to offer. Located in desirable Northview Harbour, residents enjoy access to community amenities including a clubhouse, community pool, tennis courts, pickleball courts, playground, and boat launch access. With its combination of waterfront amenities, recent updates, strong maintenance history, spacious lot, and sought-after neighborhood amenities, this home is ready for its next owner to move in and start enjoying the Lake Norman lifestyle.

2231 Whiterock Court, Sherrills Ford

Listing courtesy of RE/MAX Executive. ckirkman@remax.net

$1,650,000

3 Beds ⋅ 3 Baths ⋅ 4432725 MLS ⋅ ACTIVE Status

Welcome to 20625 Island Forest Rd! This custom-built lakefront retreat, lovingly known to family and friends as Campy, has remained in the same family since its creation in 1982. Originally conceived by the owner’s father as a peaceful weekend sanctuary, the home embodies a timeless philosophy of simplicity over excess, offering an effortless escape from the everyday stressors of life. The thoughtful floor plan is designed to seamlessly connect indoor and outdoor living. Inside, a bright and inviting sunroom captures gorgeous, year-round views of the backyard and open water. The layout features a private primary suite separated from the two downstairs bedrooms, ensuring comfort and privacy for family and guests alike. Outdoors, the property shines with an expansive deck featuring a patio underneath, a dedicated dock and pier, and a private beach area. The backyard is fully enclosed by a fence, offering a defined boundary while keeping the focus on open sightlines to the shore. Positioned perfectly along the shoreline to capture breathtaking, unobstructed sunset views throughout the year, every detail centers around connection to the water, nature, family, and friends. This is a rare offering steeped in nostalgia, perfectly tailored for waterfront living, and dedicated to the moments that matter most. Conveniently situated a mere five minutes from the Peninsula Club, this remarkable residence stands poised for a new story with its next fortunate owners.

20625 Island Forest Drive, Cornelius

Listing courtesy of Howard Hanna Allen Tate Lake Norman. anita.sabates@allentate.com

$5,200,000

5 Beds ⋅ 7 Baths ⋅ 4429071 MLS ⋅ ACTIVE Status

Breathtaking elegance with a clean modern flair. Incredible lake & sunset views. Sophisticated exterior style of hard coat stucco w/ tile roof & 4 car garage with wood paneled doors. Almost 8,000 square feet of living space on two levels with 5 bedrooms. Expansive gourmet kitchen with 2 islands. Wet bar with refrigerated drawers, ice maker & wine rack. Impressive high quality finishes of Travertine, hardwoods, custom cabinetry, extensive millwork, custom ceilings & accents throughout. Backyard oasis features upper level balcony, covered patio, poolside dining & lounging area, outdoor glass stone fire pit, built in grill. Custom pool & spa w/water fall surrounded by tile & outdoor shower. Private pier & jet ski lift, stone steps into lake for easy access. Exceptional professional landscaping w/manicured lawn completes this outdoor entertaining dream. All perfectly designed to enjoy the ultimate in lake living. Third floor walk-up unfinished space.

21215 Senlac Lane, Cornelius

Listing courtesy of Keller Williams Unlimited. cgrochmal@kw.com

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