Waterfront Homes on Lake Norman

Want to live on Lake Norman? You can search all Lake Norman Waterfront Homes here. I specialize in helping home buyers find waterfront property on Lake Norman, as well as homes near the lake. (Click here for if you are looking for Waterview Condos.)

Lake Norman is the number one lakefront home market in the entire southeast. The lake is large, deep, clean, and offers wonderful recreational opportunities. It is conveniently located just north of the beautiful city of Charlotte and Charlotte Douglas International airport. It is a rare and ideal set up.

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Click below on "Waterfront Homes" to see all homes currently available that are self-described "Lake Norman waterfront." Be aware that some listing agents use the term "waterfront" pretty liberally. If a property looks "too good to be true" -- ask me -- I'll tell you if it is.

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How Much Does it Cost to Live on the Lake?

Like everywhere else on this planet, direct access to a beautiful lake comes at a premium price. Even with over 520 miles of shoreline, there is a limited amount of true waterfront property available on Lake Norman and always a strong demand. Of course, that also makes waterfront property one of the safest investments available in any economy.

An "average" newer home that you might be able to buy for $350,000 if located a mile from Lake Norman, will probably cost you $700,000 to $1,000,000 if located on the lake with a private dock and water views. Price varies greatly by location and view. The closer the home is to shopping, services, and sought-after schools, the higher the price.

With true waterfront property, the value is determined more by the subjective factors such as view and location, than by the size or age of the home. The value of the lot itself is sometimes greater than the value of the house. Water depth at the dock, size and levelness of the lot, neighborhood amenities, proximity to employment and services, the look of the neighbors' homes, and the direction the home faces will all factor into the value.

Just to give you some idea:
The "average" waterfront stick-built home (not mobile/modular) with a dock/pier on Lake Norman sold in 2018 south of the State Park was: a 4-bedroom, 3.5-bath, 4730 square foot home, built it 1995, and sold for $1,247,954.

Another Option...

If having true waterfront property with a private dock is not in your budget, you might consider looking for a home that comes with a Deeded Boat Slip. There are some communities around Lake Norman that have groups of community managed boat slips. Also called wet slips, boats can stay in the water in their slips (or on a boat lift) and available to use all year. Often boat slips will be assigned to a particular home and exclusive rights to use it transfer by deed with the sale of the property. An assigned slip might be within walking distance of the home or located a short drive away in a common area. Rules vary by community, but there is typically an annual fee charged for the maintenance of the boat slips and piers in the range of $300 - $600. "Boat Slip" homes are highly sought after. Having a deeded boat slip attached to a property deed will usually add $25,000 - $50,000 to the price and value of the property depending on location.

Of course you don't have to live on the lake or have a deeded boat slip to be able to enjoy the lake. There are marinas and public boat launches all around the lake convenient to all types of neighborhoods.

Want to Build on the Water?

There is a very limited supply of vacant waterfront and boat slip lots available on Lake Norman. If you are considering buying a lot and building your dream home, contact me for assistance. I will help you find the lot that will work for you and make sure you don't end up with a lot that cannot be built on, or that will not be allowed to have a dock. Location, view and size will be the biggest factors in lot prices. For a decent buildable, semi-level vacant lot on the main body of Lake Norman permitted to have a dock, expect to pay something in the range of $350,000 - $600,000. Lots priced much under that are likely to have some serious negative issues. Lots under $400,000 are often in shallow/narrow coves with limited views or that need to be dredged. Some coves are environmentally protected areas where piers will not be permitted. There are some lots on Lake Norman valued at well over $1 Million. Lots (and homes) will be slightly less expensive farther up the Catawba River, north of the Highway 150 bridge, in Mooresville, Troutman and Statesville. Lots in that area are also often quite steep. It is always less expensive to buy existing waterfront property, even if it needs updating, than to buy a lot and build. Older homes on the lake are often sold and torn down to build a bigger, newer home. We are now seeing "tear-downs" selling in the $500,000 - $800,000 range.

Newest Waterfront Home Listings

$1,000,000

3 Beds ⋅ 2 Baths ⋅ 4405820 MLS ⋅ ACTIVE Status

Welcome to 178 Penicillin Point, where life slows down and lake memories are waiting to be made. Whether you're looking for a classic lake getaway to enjoy just as it is, a vacation rental opportunity, or the perfect waterfront lot to build your dream home, this property offers endless possibilities. Built in 1973, this waterfront home captures the feeling of simpler days on Lake Norman. Situated on a 0.66-acre lot with more than 200 feet of shoreline, NO HOA, and low Iredell County ONLY taxes, this is a rare opportunity to own a special piece of the lake. Inside, you'll find a spacious great room with vaulted wood ceilings, walls of windows overlooking the water, and an open layout designed for gathering with family and friends. The home's original character has been preserved, giving it the nostalgic charm of a classic lake cottage. Step outside and enjoy the gently sloping yard, covered 24' x 24' dock, sandy shoreline, and large deep-water cove with beautiful open water views. Spend the afternoon on the deck, swim or fish from the dock, head out for a day on the lake, or simply relax and watch the sunset. The finished lower level provides additional living space for guests, hobbies, or game nights after a day on the water. A new roof was installed in 2023, and the 28' x 18' boathouse provides plenty of additional storage. Opportunities to own waterfront property with this combination of location, views, and potential don't come along often. Conveniently located to I-77, Troutman, and Mooresville.

178 Penicillin Point, Troutman

Listing courtesy of Howard Hanna Allen Tate Statesville. 704-881-4202

$1,800,000

4 Beds ⋅ 4 Baths ⋅ 4405697 MLS ⋅ ACTIVE Status

This beautiful 4 bedroom, open plan lakefront home sits on almost 1.5 acres on the highly sought after "Brawley Peninsula". Lake living at its finest in a quiet, wide cove. No HOA. Floating boathouse with Year-round water. The home has been lovingly remodeled and meticulously maintained. Primary bedroom with 2 closets on the main level with 3 additional bedrooms down. Bright and airy remodeled kitchen with beautiful Quartz counters and newer cabinets along with high end fixtures. 2 fireplaces (one up one down), wet bar, multiple sitting / entertainment areas. The home is situated on 2 lots which were combined to make one very large lot (1.45 acres) with in ground irrigation and invisible fence. The pride in ownership is very apparent. Truely a MUST SEE.

291 Patternote Road, Mooresville

Listing courtesy of Lake Norman Realty, Inc.. 704-663-3655

$1,249,900

3 Beds ⋅ 2 Baths ⋅ 4396261 MLS ⋅ ACTIVE Status

Experience the best of Lake Norman living in this charming waterfront home nestled in a peaceful, quiet cove in desirable Cornelius. Perfectly positioned with easy access to the main channel, this exceptional location is just minutes from shopping, dining, entertainment, I-77, and a convenient commute to Charlotte and surrounding areas. This beautifully updated ranch home features a sought-after split-bedroom floor plan with 3 bedrooms and 2 bathrooms, offering comfort, privacy, and effortless single-level living. Designed for both everyday living and entertaining, the thoughtfully renovated chef's kitchen showcases stunning quartz countertops, a large center island, abundant custom cabinetry, a five-burner gas cooktop, double wall ovens, a stylish tile backsplash, and upgraded lighting. The spacious primary suite serves as a private retreat, complete with direct access to a secluded deck, a walk-in closet, and designer lighting. The luxurious ensuite bath creates a spa-like experience with a soaking tub, walk-in shower, dual vanities, and elegant finishes. Step outside and embrace the ultimate waterfront lifestyle. A private deep-water dock and pier accommodate up to two boats, making it easy to enjoy everything Lake Norman has to offer. Relax on the expansive covered deck overlooking the tranquil cove, or gather with family and friends around the fire pit on the spacious paver patio while taking in beautiful water views stretching toward the main channel. Whether you're seeking a full-time residence or the perfect lake retreat, this exceptional home offers the ideal blend of luxury, comfort, and convenience. This is Lake Norman living at its finest.

21200 Rio Oro Drive, Cornelius

Listing courtesy of Premier Sotheby's International Realty. christy@christywalker.com

$7,450,000

5 Beds ⋅ 6 Baths ⋅ 4405879 MLS ⋅ ACTIVE Status

Experience refined lakefront living on Lake Norman, where timeless craftsmanship, elevated design, and resort-style amenities come together in one exceptional estate. Set on approximately one acre with beautiful lake-front views, this 5-bedroom, 6-bathroom residence offers an impressive blend of elegance, comfort, and everyday livability. From the moment you enter, soaring ceilings, exposed wood beams, expansive windows, and abundant natural light create a dramatic yet inviting atmosphere. The main living area is anchored by a stone fireplace and framed by walls of glass that draw your eye toward the lake, seamlessly connecting indoor and outdoor living. Rich architectural details, custom built-ins, designer lighting, and warm wood accents add character and sophistication throughout. The chef’s kitchen is both beautiful and highly functional, featuring custom cabinetry, stone countertops, a large center island, premium appliances, a statement wood range hood, and open sightlines to the dining and living areas. Whether entertaining guests or enjoying a quiet evening at home, the layout is designed for effortless gathering. The private owner’s suite offers a luxurious retreat with vaulted ceilings, exposed beams, lake views, a fireplace, and a spa-inspired bath complete with a freestanding soaking tub, oversized glass shower, and refined finishes. Additional bedrooms provide generous accommodations for family and guests. The lower level expands the home’s lifestyle offering with a spacious basement featuring a fireplace, bar, lounge area, and direct access to outdoor living. An elevator provides convenient access between levels, while wellness amenities including a steam room and sauna create a true private retreat. Outdoor living is a defining feature of this property. The lakeside setting offers a spectacular backdrop for relaxing or entertaining, with expansive patio space, mature trees, and an resort-style pool experience overlooking the water. With its rare combination of privacy, scale, lake frontage, and luxury amenities, this Lake Norman estate delivers an extraordinary lifestyle in one of North Carolina’s most desirable waterfront settings.

177 Old Post Road, Mooresville

Listing courtesy of COMPASS. steve.gunter@compass.com

$2,895,000

4 Beds ⋅ 4 Baths ⋅ 4404304 MLS ⋅ ACTIVE Status

This stunning Waterfront home in the sought-after gated community of Harbor Oaks has it all. Enjoy the quiet cove sitting on your covered dock with boat lift. Beautifully updated with spacious open floor plan includes a private main-level primary suite, guest accommodations on every level and exceptional indoor and outdoor living spaces. Completely remodeled bathrooms, brand-new appliances in both kitchens, California closets in the primary suite and pantry, a new house generator, custom shutters, fresh main-level flooring and a private hot tub area with an operable roof perfect for stargazing. Split bedroom plan with private primary on main level with seating area and direct access to the recessed hot tub. Open floor plan with great room, cozy keeping room, huge kitchen island, formal and informal dining spaces. The upper level features a bonus room with a guest suite. The lower level has abundant storage, large workshop with outside access, spacious family room, full beautiful kitchen, kitchen island, room for a pool table, seating area, guest bedroom with bath. This home has many outdoor areas to enjoy, screened porch with fireplace, lower-level patio, outdoor kitchen, outdoor fireplace, covered seating area at the dock and front porch. Plus, fresh interior and exterior paint throughout.

4412 Lake Forest Road, Denver

Listing courtesy of NorthGroup Real Estate LLC. amy@chtrealty.com

$3,500,000

1 Beds ⋅ 1 Baths ⋅ 4405476 MLS ⋅ ACTIVE Status

Some Lake Norman properties offer waterfront. Others offer acreage. Few offer both with the ability to begin enjoying the property immediately while creating a custom waterfront estate. Encompassing approximately 12.77 private acres across two adjoining parcels, this exceptional offering presents a rare opportunity to own an extraordinarily private Lake Norman property where much of the groundwork has already been completed and the next chapter is yours to create. Tucked behind a gated entrance at the end of Whispering Winds Drive, the property unfolds across gently rolling, predominantly wooded acreage with established trails, a year-round creek, abundant wildlife, and approximately 213 feet of riprapped Lake Norman shoreline that transitions into a continuously flowing creek forming part of the property's boundary, with long water views and immediate access to the main channel. An adjoining subdivision common area provides an additional natural buffer, enhancing the property's privacy and preserving the surrounding setting. A thoughtfully cleared waterfront homesite has already been established, providing an ideal setting for a future custom primary waterfront residence while preserving the property's remarkable privacy and natural beauty. Unlike purchasing raw waterfront land, this property can be enjoyed from the day you close. Completed in 2023, the newly constructed accessory residence offers approximately 700 square feet of heated living space featuring one bedroom, one full bath, and an open-concept kitchen, dining, and living area. Served by its own private well and septic system, the residence provides comfortable accommodations while plans for a custom waterfront home move forward. Complementing the residence is an approximately 1,800-square-foot insulated garage and workshop designed for collectors, hobbyists, and outdoor enthusiasts alike. Finished with approximately 14-foot ceilings, two 12-foot overhead doors, polyurea epoxy flooring, Galvalume interior wall and ceiling finishes, custom cabinetry, utility sink, ice maker, propane ceiling heater, air compressor plumbing, overhead storage, and generous workspace, the building offers exceptional versatility. Additional improvements include covered lean-to storage, a storage building, concrete wash pad, and a 500-gallon propane tank. The adjoining waterfront parcel further enhances the property's value with an active, transferable four-bedroom septic improvement permit already in place for the future primary residence. A private dock and boat lift (currently without electrical service) provide immediate access to Lake Norman while plans for the estate come to life. With no HOA, no CCRs, exceptional privacy, existing infrastructure, and a rare combination of acreage, waterfront, and immediate usability, this property offers opportunities seldom found on Lake Norman. Whether enjoyed as a private retreat today or transformed into a custom waterfront estate over time, it provides the flexibility to create something truly lasting. Properties combining this level of privacy, acreage, waterfront, and future potential are increasingly difficult to replicate on Lake Norman.

1147 Whispering Winds Drive, Catawba

Listing courtesy of SERHANT. Jeremy.toney@serhant.com

$899,000

3 Beds ⋅ 2 Baths ⋅ 4405037 MLS ⋅ ACTIVE Status

Lake Norman waterfront living at its best in this beautifully updated move-in ready waterfront home tucked away on a quiet cul-de-sac with no HOA. Situated on nearly half an acre with over 150 feet of shoreline, this exceptional lakefront property offers a large fenced backyard, private dock with floating slip, new boat lift, expansive deck, stone patio, hot tub, and easy access to the main channel near marker D11. Whether you enjoy boating, kayaking, swimming, fishing, or simply taking in the views, this home is designed to make the most of life on the lake. Abundant natural light, lake views, and quality updates throughout. The open living area features upgraded lighting, crown molding, stone accent wall, and new main-level windows that bring the outdoors in. The kitchen is ideal for both everyday living and entertaining, offering granite countertops, custom cabinetry, tile backsplash, generous prep space, and direct access to the deck overlooking Lake Norman. The dining area creates the perfect setting for hosting family and friends with beautiful waterfront views. The walkout lower level is perfect for entertaining after a day on the water, featuring a spacious recreation room with a built-in bar, a real wood-burning fireplace with an upgraded wood stove insert, and a fully renovated primary suite complete with a spa-inspired tiled shower, dual vanity, walk-in closet, and private patio access. Over $190,000 in recent improvements makes this a perfect move-in-ready home. Major updates include new exterior siding, renovated deck, remodeled primary suite, new main-level HVAC system, new water heater, updated appliances, upgraded interior lighting throughout, whole-home water filtration with UV purification, well pressure booster system, and professionally installed waterproofing with a transferable lifetime warranty. Two separate HVAC systems provide efficient, independent climate control for both levels. If you've been searching for a Lake Norman waterfront home with a private dock, boat lift, fenced yard, no HOA, and modern updates, this property checks every box. Meticulously maintained and thoughtfully improved, it's ready for you to move in and start enjoying everything lake life has to offer.

116 Stover Road, Mooresville

Listing courtesy of Lake Realty. james.lakenorman@gmail.com

$1,795,000

5 Beds ⋅ 3 Baths ⋅ 4404242 MLS ⋅ ACTIVE Status

Experience waterfront living at its finest in this beautifully renovated 5 bedroom, 3 bathroom home on Lake Norman. Thoughtfully redesigned from top to bottom, this home blends modern luxury with breathtaking lake views and an open, inviting floor plan perfect for everyday living and entertaining. The heart of the home is the stunning chef's kitchen, featuring a dramatic quartz waterfall island, two tone shaker cabinetry, stainless steel appliances, and seamless flow into the spacious living and dining areas. A 10 foot folding glass door opens the entire living space to the expansive deck, creating an effortless indoor-outdoor lifestyle while showcasing incredible views of the lake. The main level primary suite offers a peaceful retreat, while multiple additional bedrooms and expansive living spaces provide flexibility for family and guests. The finished walk-out lower level features a large recreation room, wet bar, and additional entertaining space with easy access to the backyard and waterfront. Outside, enjoy multiple outdoor living spaces including a screened porch, expansive deck, and a gentle walk to your private dock. Nestled in a quiet cove with beautiful long range water views, this property offers the perfect balance of peaceful waterfront living and convenient access to everything Lake Norman has to offer. Whether you're looking for a full-time residence or the perfect lake retreat, this move-in-ready home delivers modern finishes, exceptional entertaining spaces, and an unbeatable waterfront lifestyle.

2494 Cherry Lane, Denver

Listing courtesy of Corcoran HM Properties. joshtucker@hmproperties.com

$1,700,000

3 Beds ⋅ 3 Baths ⋅ 4394298 MLS ⋅ ACTIVE Status

Welcome to your own slice of Lake Norman paradise! This beautifully updated waterfront home is perfectly positioned to capture breathtaking west-facing sunset views. Nestled on a .52-acre lot with 109 feet of shoreline, this charming ranch with a walk-out basement offers direct lake access, a private dock, covered porches, and a level backyard that's ideal for relaxing, entertaining, and enjoying every season on the water. Conveniently located just off I-77 at Exit 33, you're only minutes from Lowe's Corporate Headquarters, Langtree at the Lake, historic Davidson, grocery stores, shopping, dining, and entertainment—offering the perfect blend of peaceful waterfront living and everyday convenience. Inside, hardwood floors flow throughout the main living areas, creating a warm and welcoming atmosphere. The spacious living room is filled with natural light thanks to soaring floor-to-ceiling sliding doors that frame stunning lake views. A cozy fireplace with custom built-in shelving makes it the perfect gathering space. The kitchen combines style and function with kitchen island, stainless steel appliances, and plenty of workspace for cooking, entertaining, or casual meals. Step outside onto the expansive covered deck, accessible from the living room, sunroom, and primary bedroom, where you can sip your morning coffee, host friends, or simply unwind as the sun sets over the water. The finished walk-out basement provides even more flexible living space with a family room, large bedroom, full bath, brand-new luxury vinyl flooring, and direct access to the backyard. With space to add a kitchen, it's an excellent setup for guests, extended family, or a private second living area. Additional highlights include a tankless water heater and the added benefit of low Iredell County taxes. Whether you're looking for a full-time residence or the perfect lake retreat, this home offers an incredible opportunity to enjoy the Lake Norman lifestyle with beautiful sunsets, exceptional waterfront access, and a location that's close to everything. Schedule your private showing today!

326 Ponderosa Circle, Mooresville

Listing courtesy of Nagy Properties. nagyrealty@gmail.com

$700,000

3 Beds ⋅ 2 Baths ⋅ 4404925 MLS ⋅ ACTIVE Status

Enjoy the Lake Norman lifestyle from this waterfront 3-bedroom, 2-bath manufactured home offering over 1600 square feet in desirable Sherrills Ford. Nestled along a peaceful cove, this property offers the perfect setting for making memories on the water. Start your mornings with coffee on the covered front porch, spend warm afternoons relaxing by the in-ground pool, and end the day with a sunset cruise from your private boat dock. Per seller, the dock offers year-round deep water, providing convenient access for getting your boat in and out throughout the seasons. Whether you enjoy boating, fishing, kayaking, paddleboarding, or simply unwinding by the water, this property is all about embracing the Lake Norman lifestyle. Inside, you'll find comfortable living and gathering spaces, while the detached garage provides ample room for vehicles, lake toys, tools, hobbies, or additional storage. The outdoor spaces are ideal for entertaining, family gatherings, or enjoying the peaceful waterfront setting. Whether you're looking for a full-time residence or a weekend retreat, this property offers a rare opportunity to enjoy waterfront living with your own private dock and in-ground pool. Conveniently located near marinas, restaurants, shopping, and Highway 150, you'll enjoy the perfect blend of peaceful lake living and everyday convenience. Come for the house. Stay for the lifestyle.

4520 Lake Drive, Sherrills Ford

Listing courtesy of EXP Realty LLC Mooresville. TheHefnerHomeTeam@gmail.com

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