Waterfront Homes on Lake Norman

Want to live on Lake Norman? You can search all Lake Norman Waterfront Homes here. I specialize in helping home buyers find waterfront property on Lake Norman, as well as homes near the lake. (Click here for if you are looking for Waterview Condos.)

Lake Norman is the number one lakefront home market in the entire southeast. The lake is large, deep, clean, and offers wonderful recreational opportunities. It is conveniently located just north of the beautiful city of Charlotte and Charlotte Douglas International airport. It is a rare and ideal set up.

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Click below on "Waterfront Homes" to see all homes currently available that are self-described "Lake Norman waterfront." Be aware that some listing agents use the term "waterfront" pretty liberally. If a property looks "too good to be true" -- ask me -- I'll tell you if it is.

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How Much Does it Cost to Live on the Lake?

Like everywhere else on this planet, direct access to a beautiful lake comes at a premium price. Even with over 520 miles of shoreline, there is a limited amount of true waterfront property available on Lake Norman and always a strong demand. Of course, that also makes waterfront property one of the safest investments available in any economy.

An "average" newer home that you might be able to buy for $350,000 if located a mile from Lake Norman, will probably cost you $700,000 to $1,000,000 if located on the lake with a private dock and water views. Price varies greatly by location and view. The closer the home is to shopping, services, and sought-after schools, the higher the price.

With true waterfront property, the value is determined more by the subjective factors such as view and location, than by the size or age of the home. The value of the lot itself is sometimes greater than the value of the house. Water depth at the dock, size and levelness of the lot, neighborhood amenities, proximity to employment and services, the look of the neighbors' homes, and the direction the home faces will all factor into the value.

Just to give you some idea:
The "average" waterfront stick-built home (not mobile/modular) with a dock/pier on Lake Norman sold in 2018 south of the State Park was: a 4-bedroom, 3.5-bath, 4730 square foot home, built it 1995, and sold for $1,247,954.

Another Option...

If having true waterfront property with a private dock is not in your budget, you might consider looking for a home that comes with a Deeded Boat Slip. There are some communities around Lake Norman that have groups of community managed boat slips. Also called wet slips, boats can stay in the water in their slips (or on a boat lift) and available to use all year. Often boat slips will be assigned to a particular home and exclusive rights to use it transfer by deed with the sale of the property. An assigned slip might be within walking distance of the home or located a short drive away in a common area. Rules vary by community, but there is typically an annual fee charged for the maintenance of the boat slips and piers in the range of $300 - $600. "Boat Slip" homes are highly sought after. Having a deeded boat slip attached to a property deed will usually add $25,000 - $50,000 to the price and value of the property depending on location.

Of course you don't have to live on the lake or have a deeded boat slip to be able to enjoy the lake. There are marinas and public boat launches all around the lake convenient to all types of neighborhoods.

Want to Build on the Water?

There is a very limited supply of vacant waterfront and boat slip lots available on Lake Norman. If you are considering buying a lot and building your dream home, contact me for assistance. I will help you find the lot that will work for you and make sure you don't end up with a lot that cannot be built on, or that will not be allowed to have a dock. Location, view and size will be the biggest factors in lot prices. For a decent buildable, semi-level vacant lot on the main body of Lake Norman permitted to have a dock, expect to pay something in the range of $350,000 - $600,000. Lots priced much under that are likely to have some serious negative issues. Lots under $400,000 are often in shallow/narrow coves with limited views or that need to be dredged. Some coves are environmentally protected areas where piers will not be permitted. There are some lots on Lake Norman valued at well over $1 Million. Lots (and homes) will be slightly less expensive farther up the Catawba River, north of the Highway 150 bridge, in Mooresville, Troutman and Statesville. Lots in that area are also often quite steep. It is always less expensive to buy existing waterfront property, even if it needs updating, than to buy a lot and build. Older homes on the lake are often sold and torn down to build a bigger, newer home. We are now seeing "tear-downs" selling in the $500,000 - $800,000 range.

Newest Waterfront Home Listings

$1,399,000

3 Beds ⋅ 3 Baths ⋅ 4416410 MLS ⋅ ACTIVE Status

STUNNING CUSTOM-BUILT WATERFRONT HOME WITH PRIVATE DOCK – NO HOA! This immaculate custom home offers the perfect blend of modern luxury and peaceful lakefront living. Located just minutes from Lake Norman State Park, this 3-bedroom retreat is nestled in a quiet, serene setting with breathtaking water views and direct lake access via your own private dock. The open-concept kitchen is a chef’s dream, featuring a large island, granite countertops, induction cooktop, double ovens, and stylish finishes throughout. The spacious living area flows seamlessly to a screened-in porch—ideal for relaxing or entertaining while taking in the beautiful lake views. Enjoy evenings by the firepit, mornings on the dock, and the low-maintenance ease of an inground irrigation system. With no HOA restrictions, you’ll have the freedom to use the property however you choose. Currently used as a short-term rental with strong income performance. This home is an excellent opportunity for those seeking a full-time residence, weekend retreat or investment opportunity.

787 Morrison Farm Road, Troutman

Listing courtesy of EXP Realty LLC Mooresville. jitkasustrovarealty@gmail.com

$1,500,000

3 Beds ⋅ 2 Baths ⋅ 4422562 MLS ⋅ ACTIVE Status

Waterfront opportunity with exceptional potential! The true value of this property is in the beautiful, level waterfront lot offering a rare opportunity to create your dream home waterfront Lake Norman home. Enjoy mature trees, a spacious yard, and impressive water views in a peaceful setting. One of the standout features is the private waterfront ramp access, a feature that is increasingly difficult to find and ideal for enjoying lake life right from your own property. The existing 3-bedroom, 2-bath home offers approximately 1,400 square feet and could be used as a primary residence, weekend lake getaway, or while making plans for your future waterfront home. The property also features an existing pier/dock, multiple outdoor areas, and plenty of room to enjoy the waterfront setting. Whether you choose to renovate the existing home or take advantage of the lot and build new, this property offers tremendous possibilities. Level waterfront lots with private ramp access are a rare find—bring your vision and create the lake home you've always wanted! Buyer to verify suitability for desired improvements, new construction, dock/ramp use, permitting, and any applicable lake or governmental requirements.

4912 Lynwood Road, Sherrills Ford

Listing courtesy of Espin Realty. garyespin@yahoo.com

$975,000

3 Beds ⋅ 4 Baths ⋅ 4420447 MLS ⋅ ACTIVE Status

Experience refined lakefront living in this coveted deep-water cove on Lake Norman, perfectly positioned in the heart of Denver. Nestled in a serene and private setting, yet just minutes from all of Denver’s conveniences—and with effortless access to Hwy 16 for a smooth commute to Charlotte—this property delivers an exceptional blend of tranquility and accessibility. The well-maintained 1.5-story residence with a full walkout basement offers 2,622 sq ft, 3 bedrooms, and 3.5 baths, huge bonus room, and loft area. Its expansive composite wraparound deck with covered porch below create multiple elevated vantage points to enjoy sweeping cove and large water views. A gentle, easy-grade stone path leads to the lake’s edge, where a multilevel dock with boat lift awaits—ideal for hosting, relaxing, and exploring Lake Norman’s premier waters. Recent updates, including a 2021 roof replacement and a 2021 HVAC unit, add comfort and peace of mind. Move in and enjoy, renovate to your tastes, or take advantage of this remarkable waterfront setting to build the custom home of your dreams. A rare opportunity to claim luxurious lakefront living in one of Denver’s most desirable locations.

7769 Dellinger Road, Denver

Listing courtesy of Helen Adams Realty. chansen@helenadamsrealty.com

$6,500,000

4 Beds ⋅ 6 Baths ⋅ 4418685 MLS ⋅ ACTIVE Status

Construction is just getting started on this exceptional new construction waterfront home by Planishek Properties, offering a rare opportunity to personalize your Lake Norman dream home while there is still time to select colors and finishes. Proposed plans feature 5 bedrooms and 5.5 baths on approximately .69 acres with 200+ ft of shoreline and stunning main channel views of Lake Norman. Designed to maximize the waterfront setting, the main level will feature a luxurious primary suite, open kitchen and dining spaces overlooking the water, walk-in pantry, spacious great room, covered terrace and expansive rear deck. The second level is planned with an ensuite bedroom, dedicated office and flexible bedroom/bonus room. The walkout basement is designed for effortless lake living and entertaining, with billiard and recreation spaces, 2 additional bedrooms and baths, media room and direct access to an outdoor kitchen and covered patio. Outside, plans call for a heated saltwater pool, spa, and fire pit, while a new pier and covered stationary dock are already in progress, creating an incredible setting for days on the water and evenings by the pool. An outstanding opportunity to get involved early in the construction process and make selections that bring your vision of lakefront living to life.

7928 Pine Cove Lane, Denver

Listing courtesy of Ivester Jackson Christie's. nicole@ivesterjackson.com

$750,000

3 Beds ⋅ 3 Baths ⋅ 4420132 MLS ⋅ ACTIVE Status

Lake Norman Waterfront Opportunity – Make It Your Own! PLEASE VIEW ATTACHED VIDEO FOR INSPIRATION! Welcome to an incredible opportunity to create your dream home on beautiful Lake Norman! Why pay for someone else's vision and finishes when you can put your personal stamp on this great property? Situated on nearly half an acre with a permitted dock and gorgeous water views, this 3 bedroom (per tax records & must be verified by septic capacity), 3 bath waterfront home offers the setting, space, and potential to become something truly special! Step inside and immediately take in the lake through the dramatic floor-to-ceiling windows on the main level, filling the home with natural light and showcasing the beautiful waterfront setting. A wood burning fireplace adds warmth and character, while the spacious floor plan and blank canvas provide plenty of room to reimagine the home and personalize every last detail. One of the highlights is the expansive covered deck overlooking the lake—the perfect place for morning coffee, evening sunsets, entertaining friends, or simply relaxing and enjoying life on Lake Norman. The walk-out basement level provides additional living space and boasts an additional kitchen area with easy access to the backyard, lake, and dock ... an entertainer's dream. This property is being sold strictly AS-IS. THE SELLERS WILL MAKE NO REPAIRS & WILL PROVIDE NO CONCESSIONS OR CREDITS FOR REPAIRS. This is an opportunity for buyers who recognize the value of a Lake Norman waterfront property, just off Brawley School Road, and want the freedom to renovate, update, and customize the home to fit their own vision. No septic permit has been located on file with Iredell County. Buyers are encouraged to perform their own due diligence regarding all aspects of the home. Enjoy boating, fishing, paddleboarding, entertaining, and everything the Lake Norman lifestyle has to offer—all while being conveniently located just off Brawley School Road, with shopping, dining, schools, and everyday conveniences just minutes away. Beautiful views. Permitted dock. Nearly half an acre. Endless potential. Bring your vision and make this Lake Norman waterfront property your own.

131 Baywatch Drive, Mooresville

Listing courtesy of Relevate Real Estate Inc.. tara.franco@relevate.life

$1,700,000

3 Beds ⋅ 3 Baths ⋅ 4420159 MLS ⋅ ACTIVE Status

Welcome to waterfront living on beautiful Lake Norman with NO HOA! Situated on a spacious .79-acre lot and tucked away at a dead end, this property offers picturesque water views, privacy, and plenty of room to enjoy life at the lake. A rocking chair front porch welcomes you home, while the screened back porch and deck overlook the lake and provide the perfect place to relax and take in the views. The pier is already in place with a covered floating slip and vinyl decking designed to stay cooler underfoot—perfect for long summer days by the water. Inside, you'll find a spacious, open floor plan with a large main-level primary suite featuring a private ensuite bath and two walk-in closets. The open kitchen features granite countertops, a large island, walk-in pantry, and easy flow into the breakfast area and main living spaces. A formal dining room, laundry room with utility sink, and an additional full bath complete the main level. Upstairs, you'll find generously sized secondary bedrooms along with a large bonus room and additional flex space, offering plenty of options for a home office, media room, hobby space, or whatever fits your needs. Thoughtful upgrades include a whole-home water filtration and softener system, whole-home propane generator, newer garage flooring, and new 6-inch gutters with gutter guards. With nearly an acre of land, beautiful Lake Norman views, multiple outdoor living spaces, and your own pier and floating slip, this home offers everything you need to start enjoying the Lake Norman waterfront lifestyle from day one.

111 Leesburg Lane, Troutman

Listing courtesy of The Allen Team Inc. Christy@myallenteam.com

$3,500,000

4 Beds ⋅ 7 Baths ⋅ 4419251 MLS ⋅ ACTIVE Status

Where luxury meets the lake — this freshly updated estate is located in The Point at Trump National Charlotte, set on a private cul-de-sac with your own floating dock on Lake Norman, in a community known for world-class amenities. Three finished levels, 6,300+ sq ft, and lake views from nearly every room. A stone porch with 12-pane French doors leads into a two-story foyer with a stylish, modern chandelier in champagne bronze. The open floor plan features refinished hardwood floors and fresh paint throughout. A vaulted executive office offers custom built-ins, arched transom windows, and French doors, while the dining area enjoys floor-to-ceiling windows and a striking linear chandelier in champagne bronze. The two-story great room impresses with soaring ceilings, a striking 84" ceiling fan, a gas fireplace flanked by built-in bookshelves, and a full wall of windows overlooking the water, plus a wet bar with new quartz counters and a French door to the screened porch with lake views and a tongue-and-groove beadboard ceiling. The refreshed kitchen boasts new quartz counters with a seamless quartz backsplash, an oversized island, a walk-in pantry, top-tier appliances — a cabinet-depth refrigerator, Dacor 6-burner commercial range, and Bosch dishwasher — and a handcrafted bell chandelier in an aged brass finish over the kitchen table. The main-level owner's suite features hardwood floors, a new ceiling fan, and lake views, paired with a spa-like bath recently renovated — soaking tub, dual quartz vanities, walk-in shower with multiple heads, and a private water closet. A tile laundry room and powder room complete the main level. Upstairs, hardwood flooring runs throughout the second level, overlooking the foyer and great room and leading to three en suite bedrooms, each with a new ceiling fan, a built-in homework desk, and a bonus room. Tucked in its own private wing is a suite with an oversized layout and a large walk-in closet. The walkout lake level is built for entertaining: a bar with granite counters, a sink, an ice maker, and handcrafted paneled walls accented with a mirror, glass shelving, and accent lighting; a game area with a bay window; a family room with a gas fireplace; a theater/media room with stadium seating; and a bedroom/flex suite with its own full bath. A second full bath sits near the bar with exterior access — perfect for coming in from the lake — and ample storage includes a dedicated area with its own outside entry. Outdoor living shines with a paver walkway to the private floating dock on deep water (illuminated posts, rope railing, sitting area, swim ladder, and jet ski ramp), and a concrete patio ideal for entertaining, basketball, or your own pickleball court. Covered porches feature beadboard ceilings and built-in speakers. Additional highlights include a 3-car garage with an expansive paver drive, refreshed landscaping, central vacuum, whole-home water filtration, surround sound, and lake-fed irrigation. A rare blend of privacy, waterfront lifestyle, and high-end finishes in one of the area's most sought-after communities.

177 Great Point Drive, Mooresville

Listing courtesy of Ivester Jackson Christie's. susanj@ivesterjackson.com

$1,750,000

4 Beds ⋅ 6 Baths ⋅ 4418307 MLS ⋅ ACTIVE Status

New construction without the wait. Luxury living meets the relaxed Lake Norman lifestyle in Lakeside Pointe. Built in 2026, this impressive 4-bedroom, 3-full and 3-half-bath home offers 5,535 square feet of thoughtfully designed living space, an oversized 2-car garage, multiple outdoor living areas, and exceptional flexibility for everyday life, entertaining, and multigenerational living. Designed to make the most of its lakeside setting, the home features two private primary suites, including a main-level retreat and a second upper-level suite. Additional bedrooms and an airy loft provide plenty of room for guests, a home office, or a comfortable lounge. Step outside to a covered balcony facing the water, enjoy the side patio just off the main-level dining area, or unwind on the covered patio accessible from the finished walk-out basement. The lower level offers even more space to make your own, whether you envision a private theater, game room, fitness and wellness retreat, or sophisticated entertaining lounge. Rough-in plumbing is already in place for a future wet bar, and there is tons of storage. The home is also pre-wired for in-ceiling speakers in the main-level lanai, family room, kitchen, basement, and recreation room, while a security system adds another layer of convenience, plus a 220v in the garage for EV charging. Here, Lake Norman is more than the view. It becomes part of everyday life. Launch a kayak or paddleboard from the homesite, then trade the paddle for the boat when the mood strikes. Your personal deeded boat slip is just a short walk or golf cart ride away, making spontaneous afternoons on the water remarkably easy. The lifestyle continues throughout Lakeside Pointe with The Beacon Club private clubhouse, waterfront pool terrace, fitness center, fire pit, walking and biking paths, and spaces designed for gathering, relaxing, and enjoying the lake. From morning coffee overlooking the water to sunset boat rides and weekends by the pool, 4531 Splash Trail offers the opportunity to enjoy a new-construction Lake Norman home without waiting to build. Preferred lender incentive available of 1% of the purchase price or $5,000 toward an interest-rate buy-down or closing costs.

4531 Splash Trail, Sherrills Ford

Listing courtesy of Ivester Jackson Christie's. nicole@ivesterjackson.com

$1,020,000

3 Beds ⋅ 3 Baths ⋅ 4419653 MLS ⋅ ACTIVE Status

Waterfront, Deeded Boat Dock, just off the the main channel. Total 4-car garage, NO HOA, VRBO INVESTORS, New Roof Spring 2024, Split Bedroom plan on the main level, Dry bar in Gathering Room, 3-season room, and Outside Porch for Entertaining. 2 2-car garage on the main level. The upper level boasts a Den and Recreation area. The downstairs is an unfinished 1840 sq ft. with a pre-plumbed full bath, a kitchen area, and a 2nd laundry room with 2-car garage access. A daylight walk-out lower level with French Doors leads out to a covered Patio, looking out to the lake over mature Gardens. Great Location Close to Restaurants, Shopping, 77 & 16 & 40.

3574 Live Oaks Avenue, Terrell

Listing courtesy of Lake Norman Realty, Inc.. 704-663-3655

$1,099,000

3 Beds ⋅ 2 Baths ⋅ 4419626 MLS ⋅ ACTIVE Status

150 Shady Cove Drive, Troutman

Listing courtesy of #1 Properties of Lake Norman. mgoodsonmd@duck.com

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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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